Key in "cheapest motor insurance australia" in a search engine and you'll inevitably be referred to sites like www.nrma.com.au, www.aami.com.au, www.insurershotline.com.au. These sites allow you to obtain instant quotes by filling in basic info about your car, driving record and the kind of coverage you are seeking.
We noticed that even from day to day, the quote given by a particular agency can change. An initial comparison showed that Hot Quote by www.insurershotline.com.au was the most competitive at $328 p.a. for comprehensive motor insurance. One day later, the quote was $301, with no change in our particulars.
When we called to verify the quote, we discovered that Sg is not recognized by the agency for NCB estimates, so that would result in our quote being doubled - to $600 p.a.! The good deal didn't seem so good after all.
In the end, we turned to the reliable RACV, which is like our AAS. Under RACV's regulations, Sg is recognized in a reciprocal arrangement for NCB estimates. We accepted the quote of $422 p.a. and will also be taking up a Roadside Assistance membership to cover accidents and breakdowns.
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